He also begins to experience visions of the events in the castle's past, including what Alexander, his target, had done in many of the chambers. Stranger still, Herbert claimed to have descended into the ancient chamber and retrieved the Orb himself, making it impossible for Daniel to have the fragments.ĭaniel continues to explore Brennenburg Castle and is soon hunted by disturbing, nightmarishly mutilated creatures as well as the " Shadow ". The majority of the notes were only quick scribblings at most, but Daniel was confused to see that Herbert wrote he was trapped for over an hour, despite beginning to choke almost immediately. Some of Herbert's journals were sent back to England and Daniel picked them up. Herbert and his men had vanished and the lone survivor, who was grievously injured, kept rambling about something hunting down the expedition. Later, Daniel received a letter about the fate of the expedition he left behind and it was revealed that only the empty campsite was found. The geologist was unsure of what was causing the changes, but explained to Daniel that over long periods of time, glass changes shape. To find out more, Daniel visited famed geologist Sir William Smith. Stranger still, the pieces appeared to be changing shape and texture. Attempting to grab it, he suddenly blacked out and soon woke up being rescued by Arab diggers with the pieces to an ancient Orb in his hands.ĭaniel returned to England at the request of Herbert and attempted to fit the pieces together but was puzzled to find out that they did not fit together. A sudden collapse of stone had trapped Daniel inside the chamber where he began to suffocate, but also experienced a strange vision of a glowing blue sphere of light. Whilst there, Daniel had encountered a large underground chamber during a dig, much older than the one they had expected to find based on their research. Before his arrival at the castle, Daniel had gone on an archaeological expedition to Africa with his friend and colleague, Professor Herbert in order to research an ancient burial chamber. Through the diary entries from Daniel's journal, scattered around the rooms, the backstory of the castle and the events that transpired there begin to become clear. As he does, he occasionally finds a fleshy substance growing on the walls and doors, a sign of the "nightmare" getting closer and closer. The note gives a final warning that a "living nightmare" is chasing him, and Daniel must escape it for as long as he can.ĭaniel explores the castle. The note urges Daniel to descend into the castle's Inner Sanctum and murder a man named Alexander, the baron of the castle. Shortly after waking, Daniel finds a note written by himself that explains how he purposely made himself forget his past, because he couldn't handle losing his innocence, so he wanted to forget it all. All he can remember is his name, that he lives in Mayfair and that something is hunting him. The game, set in 1839, casts the player in the role of Daniel, a young man from London, who awakens in the dark halls of Prussian Brennenburg Castle with little to no memory about himself or his past. It may also be restored by staying in the shadows until Daniel passes out, but this leaves him extremely vulnerable to any nearby monsters. Sanity is fully restored once Daniel completes an objective or progresses the game's story. However, the number of tinderboxes and the amount of oil available are both limited, and standing in a light source also makes the player more noticeable to monsters. Light sources help restore sanity, and if none are available Daniel may use tinderboxes to ignite candles in wall sconces and candelabra, or deploy an oil-burning lantern found near the beginning of the game. Being in darkness too long, witnessing unsettling events, or staring at monsters will reduce Daniel 's sanity, causing visual and auditory hallucinations and drawing the attention of monsters, as Daniel begins to whimper. Separate from the player's health bar is an indication of the character's sanity. The player can hide from monsters in a variety of ways, such as staying in shadows, hiding in closets, barricading doors, etc. Thus the only way to get past the creatures is by running away and hiding from them until they lose interest. There are no weapons and no combat mechanics in the game, making the player unable to fight the different monsters that he encounters. The player is able to interact with the environment in a wide variety of ways, such as picking up and moving objects, opening doors, closets and drawers, operating valves and levers and lighting up areas. Amnesia is an exploration-based adventure game played from a first-person perspective.
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5/28/2023 0 Comments Tormentum dark sorrow endingThe word “dark”, aside from the artwork, mainly refers to the sinister and morally-twisted story that the game tried to portray. The game included quotes and several passages that depicted tragedy, and philosophical undertakings. It’s a traditional point-and-click game wherein the player has to move along from one area to another to unlock new stages. There are 24 varied logical puzzles and minigames along the way, and items that need to be collected. There are no onscreen hints except when objects glow when you hover your mouse over them. The characters in the game are one-dimensional and their repetitive movements make it look like a flash game. Throughout the game, players will encounter people and creatures with unique stories. These characters will help you or try to prevent you from reaching your goal. However, the game’s lack of narrative fails to provide players a clear understanding on the goals of the game. One cannot proceed to the next stage if the current one is not finished. Good thing about it is that backtracking is kept to a minimum, but the bad thing is if you’re stuck with a puzzle, you cannot proceed until you figure it out. The difficulty level varies for every stage, and since the game is not timebound, players are not challenged or plagued with the pressing need to finish a stage quickly.Īs for the replay value, one must note that every moral decision the player will make in the game will will affect the game’s ending. One wrong choice will actually make the player “lose” the game, and by losing means not passing judgment, and will condemn the protagonist to the depths of hell. There is no manual save button or checkpoints that you can go back to in case you make a wrong decision, so one is left with no choice but to replay the game from the start to achieve redemption. There are also 34 achievements that you can unlock. Tormentum – Dark Sorrow was based off a review copy provided by OhNoo Studio. You need to rename my files one at a time to ‘dat.xlg’ and place it in the folder to go from the right point.Īs a bonus, I didn’t look at the notebook, so you should also get that achievement if you use the final save and finish the game.Ĭredit to this guide, which I took inspiration from but decided to make my own since the uploaded files expired.Original review posted on Sirus Games.Tormentum II, a long-awaited continuation of the dark adventure game inspired by the works of H.R. You can find this in the game folder: Steam\steamapps\common\Tormentum. To use the saves, you need to overwrite your save file. I think the bad ending requires 1-2 bad deeds, so if you’re after that, just load the penultimate save and go from that. I made good choices along the way, so you can end the game with a clean slate. The save files are points just prior to the decision you need to make. I won’t debate whether these actions are really good or bad, but they’re good or bad in the sense that they contribute to the good or bad ending. If you do ‘bad’ things, you get the bad ending. In this game there are about 10 choices you can make that lead to one of two endings. Save files and information for the choices that lead to the endings of the game. 5/28/2023 0 Comments Horny sekai pornGraphics: Graphics card supporting DirectX 9. Symbols-drawing game to defeat monsters to save girls.The music is also very lovely and calm with the chill instrumental audio that plays throughout, so it is quite a relaxing time as you read the visual novel part. So if you like older thick women, this is especially good. The waifus are the older type one-sans with various types like the succubus, the archer, and one wearing a yukata. Visually, the art designs of the characters are quite good and is accompanied by some very pleasurable CG scenes and gallery. 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Whatever it is that makes you horny, you can rest assured that you will be able to find it here, on. This website is dedicated to bringing you the highest possible quality of various porn niches sorted in many different categories. Welcome to, the best place for every porn connoisseur. Euro Truck Simulator 2: West Balkans (TBA) will add Albania, Bosnia and Herzegovina, Croatia, Kosovo, Montenegro, North Macedonia, Serbia, and Slovenia.Euro Truck Simulator 2: Vive la France! Simulation 05 December 2016.Euro Truck Simulator 2: Heart of Russia (Postponed) will add more parts of Russia including the capital city of Moscow and other big cities.The Krone Trailer Pack (2018) added Werlte, Germany to the map in the 1.45 update.Euro Truck Simulator 2: Iberia (2021) introduced Spain and Portugal.Euro Truck Simulator 2: Road to the Black Sea (2019) introduced Romania, Bulgaria, and the European part of Turkey (East Thrace).Euro Truck Simulator 2: Beyond the Baltic Sea (2018) introduced all Baltic states ( Estonia, Latvia, Lithuania), southern part of Finland, and small parts of Russia including the iconic city of Saint Petersburg.Euro Truck Simulator 2: Italia (2017) expanded the rest of Italy. Euro Truck Simulator 2: Vive la France! (2016) expanded the rest of France.Truck parts orders are also available with Scandinavia DLC (Scania and Volvo). Euro Truck Simulator 2: Scandinavia (2015) introduced Denmark, Sweden, and Norway into the game.Euro Truck Simulator 2: Going East! (2013) expanded Poland, Czech Republic, and Slovakia, as well as introducing Hungary.Others contain truck accessories and additional customizing options, or new trailers. Most of them are paint job packs, but six are map expansions, including new companies, new cargo and new cities. There are numerous DLCs available for this game. Some of the trucks get licensed later than the rest, when the Going East! DLC came out.ĭLCs Main article: Downloadable Content#Euro Truck Simulator 2 DLC Scania R 2009, Scania Streamline (added in 1.8), Scania R (added in 1.30), Scania S (added in 1.30).Renault Magnum, Renault Premium, Renault T (added in 1.35).Mercedes-Benz Actros, Mercedes-Benz New Actros (added in 1.18).MAN TGX, MAN TGX Euro 6 (added in 1.34).Iveco Stralis, Iveco Stralis Hi-Way (added in 1.4).DAF XF105, DAF XF Euro 6 (added in 1.14), DAF 2021 (added in 1.40 as XG and XG+, in 1.43 as XF).There are seven truck brands available in the game: Trucks Main article: Euro Truck Simulator 2 Trucks Heart of Russia (upcoming DLC, currently postponed) On September 6, 2022, SCS announced that they will plan to rework old parts of Switzerland, after rework of Austria. Following the release of version 1.44 on May 12, 2022, all parts of Austria have now been fully reworked from scratch. On August 1, 2021, SCS announced that they will plan to rework old parts of Austria, after rework of Germany. Following the release of version 1.40 on March 24, 2021, Germany has now been fully reworked to modern standards. On May 23, 2018, SCS announced on their blog plans to rework parts of the old map, starting with northern Germany. These areas notably lack the quality of regions featured in more recent DLCs, such as the Scandinavia DLC and the Italia DLC. The maps of Germany and the United Kingdom are derived from German Truck Simulator and UK Truck Simulator, respectively. New countries, such as Luxembourg and Slovakia are introduced. The map and simulated European roadway are more detailed than in previous games, and features more cities. The game includes many countries featured in previous titles. Later in the game, players may also purchase additional trucks, garages, and hire NPC drivers from a recruitment agency to expand their trucking business.įor people on Steam, various Achievements can be unlocked while playing.Ĭountries Main article: Countries Main article: Category:Locations The player is required to create a profile and choose a city as their headquarters.Įarly in the game, the player must complete quick jobs to save up money and credit to afford a truck of their own.Īs the player completes more jobs, the player earns skill points to invest in one of the six skills available for example, allowing them to haul more valuable freight, or allowing them to take longer deliveries. 5/28/2023 0 Comments The encounter twilight zone21 DVD along with " Mirror Image", " Five Characters in Search of an Exit" and " Ninety Years Without Slumbering". This episode is included on the Image Entertainment Vol. Experience one of television's greatest science-fiction series, The Twilight Zone - fully dramatized for audio Featuring a full cast, music and sound effects and today's biggest celebrities in modern radio dramatizations. Columbia Broadcasting System (CBS) (1959) (USA) (TV) (original airing).Columbia Broadcasting System (CBS) (in association with).I think you'll find it a most exciting journey. In this case, the assassination of one Abraham Lincoln. One of them maintains it's possible to go back in time, make a few changes in history and, as a result, do quite a job on the present. In this rather posh club, you'll see a group of men argue a somewhat metaphysical subject like time travel. Tonight's case in point - in the Twilight Zone. For inside this deep place is a wizardry that costs far more than a few pieces of gold. And if there's any moral to it at all, let's say that in any quest for magic, and any search for sorcery, witchery, legerdemain, first check the human heart. It was a very small, misery-laden village. Luiz and his father head home, while Sykes, going through a change of heart himself, gives the coins he collected to three children. The girl's parents decide not to attempt another execution, feeling one victim is enough and that maybe God had a hand in setting Luiz free. On the day of the execution, Luiz's father spreads the "dust" as Sykes laughs at his plight and just when Luiz is close to death, the rope breaks and he's unharmed. An unscrupulous peddler by the name of Sykes sells rope needed for the execution, then sells the condemned man's father ordinary dirt and passes it off as "magic dust" he claims will make the people feel sympathy. In a Western town, a young man named Luiz Gallegos is about to be hanged for killing a girl while drunk. With the faithless, the hopeless, the misery-laden, there is time, ample time, to engage in one of the other pursuits of men. It was the germ of squalor, of hopelessness, of a loss of faith. This village had a virus, shared by its people. And it squatted ugly under a broiling sun like a sick and mangy animal wanting to die. Built of crumbling clay and rotting wood. While the original Twilight Zone lives on the platform, a new season was not part of the plan for subscription service.There was a village. The cancellation comes after ViacomCBS executives Wednesday presented their vision - and a mountain of programming announcements - for the new service. News of Twilight Zone‘s ending comes as CBS All Access will relaunch as Paramount+ on March 4. The series, from CBS Studios and Peele’s Monkeypaw Productions, attracted an all-star cast, including Steven Yeun, Kumail Nanjiani, Rhea Seehorn, Sanaa Lathan, Adam Scott, Billy Porter, Jurnee Smollett and Chris Meloni, among others. In addition to exec producing, Peele served as its host and narrator.Īll told, Peele’s Twilight Zone ran for two seasons and 20 episodes and wrapped its run last summer when CBS All Access abandoned its weekly rollout to a binge model. The Twilight Zone was rebooted in late 2017 as the individual episodic anthology looked to pick up where the beloved Rod Serling-created series left off, with a modern reimagining of the original drama. “They upheld the classic series’ legacy of socially conscious storytelling and pushed today’s viewers to explore all new dimensions of thought-provoking and topical themes that we hope will resonate with audiences for years to come.” “Jordan Peele, Simon Kinberg and the entire production team truly reimagined The Twilight Zone for the modern age,” Paramount+ head of programming Julie McNamara said in a statement to The Hollywood Reporter. 'Frasier' Sequel Officially a Go at Paramount+ 5/28/2023 0 Comments One dog story bandcampCredit for this one goes to David Gilmour, who figured out that Steve Marriott’s dog could howl on cue, and improvised a jokey blues around it. This may be the single most derided song in the Pink Floyd catalog, but some people have no sense of humor. Paul McCartney also produced a wonderful version for Mary Hopkin. Like most of Nilsson’s catchiest songs, it gets a little melancholy between the lines. But he could also be utterly charming, as he was on this bittersweet toe-tapper about someone who desires both a canine friend and a human one. Harry Nilsson did many things well, including wicked rockers and intense love songs. No heavy message, just that we all need someone to feed our dogs if we go. But there’s a social conscience here that country music didn’t always get credit for, as its verses deal with the unhoused and with discrimination against queer people. On the surface, this 1991 hit was the kind of glossy ballad that defined commercial country in that era, string synthesizer and all. 38: Pirates of the Mississippi: Feed Jake As he once explained in concert the “King” name was an in-joke the real dog’s name was Elvis. And it was the perfect place for a dog song, especially one as infectious as this, with Neil Young strumming banjo and Nicolette Larson on harmonies. 39: Neil Young: Old Kingġ992’s Harvest Moon was an intentionally homespun and warm-hearted album, a friendlier sequel to the Harvest album from two decades earlier. A shaggy dog story if there ever was one. He then finds a female dog for Red to fall in love with and makes his escape while they’re having a rendezvous. Only a confirmed dog lover (with a sharp sense of humor) could come up with this: “Every puppy chews his balls Lord, every puppy loves to scratch/ When a puppy chews his balls Lord, you know you’ve met your match.” 40: Blake Shelton: Ol’ RedĬountry music is no stranger to dog songs, but this has one of the oddest storylines ever: the singer is doing time for killing his wife’s boyfriend, so he gets himself a job taking care of the guard’s enforcer dog. Procol Harum makes this list twice for two very different dog songs: “Salty Dog” is about a human kind of sea-dog, but the more recent “Every Dog Will Have His Day” is truly about canines, and it’s Procol at their raunchiest and funniest. 41: Procol Harum: Every Dog Will Have His Day It’s as close as she gets to a novelty song, but the humor is typically quirky: One guy on the subway reminds her of the dog, so she keeps feeding him cookies. In this case, the Canadian songwriter loves her dog so much that she sees him in everyone she meets. One of Jane Siberry’s favorite topics is the overwhelming nature of love, and that doesn’t change when she writes about this particular kind. 42: Jane Siberry: Everything Reminds Me of My Dog This is not a strategy that will get you very far with your partner, but the dog probably loved it. It’s funny enough that the more enlightened guys were probably laughing along.Īnother battle-of-the-sexes country song, this one for the guys: country star Billy Currington lists all the dog-like things he wants his gal to do, including letting him call her sister a b_ch. 44: Carrie Underwood: The More Boys I MeetĬontinuing the same line of thought, this tune outlines the many reasons why Carrie Underwood finds the guys she meets to be inferior to her beloved pet, and less messy as well. She’s too clever to come out and say the song’s about a dog, but drops enough hints, including the bark at the end. In this Norah Jones’ song, the dog is preferable to the guy in every way: He’s neither a vegan nor a pothead he never lies or cheats, and he doesn’t want to take a shower with her. Times have sure changed since Big Mama Thornton put a guy down by calling him a hound dog. This list stretches across eras and genres, showing the many different dogs who’ve been saluted in song. Dogs in hit songs have been bad and funky, they’ve been fine and noble, they’ve even gotten yelled at for acting up. We’ve highlighted the best songs about dogs to mark the occasion. Popular music is rife with songs inspired by romantic partnerships, but one of mankind’s greatest muses is our four-legged friends. 5/28/2023 0 Comments Thin line scatter plot matplotlib101 NumPy Exercises for Data Analysis (Python).
5/28/2023 0 Comments Readwrite for googleQuickly see how much students are writing and their vocabulary usage while protecting student privacy.You can think of Google Custom Search as a filter over the main Google search engine. See how Co:Writer supports vocabulary in this 3-min video.Ĭo:Writer data gives you a level of fidelity of implementation that you’ve never had before. This helps students write with more academic and topic-specific vocabulary. Over 4 million Topic Dictionaries supply vocabulary from every college and career-ready standard from Atomic Structure to Leonardo da Vinci. See Co:Writer’s built-in speech recognition for yourself in this 2-min demo. It’s built right into the Co:Writer Universal Chrome Extension, so students can speak their responses in Google Drive, email, and websites then go back and edit with Co:Writer! See it for yourself in this quick 2-min video.Ĭo:Writer word prediction and speech recognition now go hand-in-hand to cover the widest range of student needs. The data fully integrates with Educator Dashboard. It works just like Apple’s stock keyboard, but the prediction is much better and it supports Topic Dictionaries and data collection. Whether on iPad, iPhone, Chromebook, or desktop, your students will have access to their favorite writing tool! Preferences and Dictionaries are stored in the cloud, so your students can access their personalized supports from anywhere, on any device—even offline.Ĭo:Writer Universal includes a keyboard for your iPads (iTouch and iPhones too)! Use it anywhere you write like email, websites, and Google Drive. Integrates across Google, iPad, and Desktop Only Co:Writer Universal gives students access to the most powerful word prediction on their favorite devices (Chromebooks, iPads, and Mac/Windows desktops), over 4 million Topic Dictionaries, built-in speech recognition in Google Chrome, and incredible privacy-safe data collection. This ten minute video does a great job of explaining what it is It integrates mind mapping, phonemic spell checker, text to speech, speech to text, dictionary, photos for vocabulary words. Just found this today and can't wait to try it. simplify pages (reduce a wikipedia page to just the text without sidebar lists) voice note (audible directions, correct speech samples, oral responses) speech input (oral responses, voice recognition software, writing assistance) vocabulary list builder (vocabulary support) picture dictionary (dictionary, editing tools, pictures/symbols, vocabulary support) talking dictionary (dictionary, editing tools, thesaurus, vocabulary support text to speech (audible directions, correct speech samples, editing tools, text read aloud) screenshot reader (text reader for inaccessible text or software study skills tools (highlighting tools and citations and bibliographical information So DS13 has been using Read Write For Google Chrome, which has: We do have the option to take a photo of a flyer and have the extention to read it, define words on it, create a list of vocabulary words from it… Apparently that’s an option, but we don’t have it. Other Resources for Learning ChallengesĪnd he suggested this page for purchasing Read Write For Google Chrome: Īnd I found out that they didn’t load the “take a photo of a worksheet and then type directly onto the worksheet†extension.Resources (and Curricula) for Processing Difficulties.Science Courses: Text/Online Support Packages. Apps, Learning Games, and Online Enrichment Activities.Getting Started: Beginning the Home Education Adventure.Stories and Tales From Around the World. 5/28/2023 0 Comments The hesperides greek mythology“I’ll tell you what, dude,” he said, “hang on in there and I’ll take the apples back to Eurywhotsit for you. Atlas was in no hurry to resume his supporting role. Finally he sauntered back with three Golden Apples and a big grin. To the sweating Heracles, he seemed to be gone for years. What a relief!Ītlas certainly took his time hobnobbing with the Hesperides. So Herc offered to take over his burden whilst the deed was performed. To avoid unnecessary delays, Heracles climbed up the orchard wall and shot Ladon the dragon with a Hydra dart, leaving the coast clear for nymph negotiations.Ītlas was holding up the Celestial Globe of the Heavens at the time. The plan involved using Atlas, who was best friends with the Golden Apple nymphs. Knowing of his wisdom, he seized him by the beard and twisted both advice and information out of him. No-one could tell him where they were, and he floundered around until he came across the sleeping Sea God Nereus. Steam came out of Heracles’s ears but he stayed in control and headed off to find the Golden Apples. As for the stable-cleaning scam for profit - for which a court case is still pending - no way! Still two Labors to go, laddie.” “That Hydra business - your nephew did half the work, and there seems to be a head missing. But the mean-minded Eurystheus claimed two of the Labors were null and void. Returning in triumph with the Cattle of Geryon, he was hoping to take a well-deserved vacation. Heracles had originally been sentenced to Ten Labors. The Labors of Heracles Episode 11: The Apples Of The Hesperides Other legends give Zeus the credit, and one or two cynical folk claim the Hesperides are simply a flock of golden sheep. Some legends even claim he is their father by Hesperis. The Hesperides are best of friends with Atlas, who is a close neighbor. Hestia pops in from time to time to tend the flowerbeds. Hera tended not to trust them but Ladon was there to prevent any scrumping.Īegle does the shining, Hespera does the watering (she was also known as Arethusa but took on an alternative name to avoid confusion with the well-known nymph), and Erytheia pores over the best times for pruning and picking. From that moment they devoted themselves to tending the tree. The nymphs took one look at his hundred slavering heads and turned over a new golden leaf. Wagging a warning finger, Hera put a dragon called Ladon on guard duty. A Golden Apple tree grew there, and along flounced some nymphs to nibble at the fruit. Trouble-maker Eris stole one, and to preserve the rest Hera planted them in a beautiful garden. The Golden Apples were given to Hera as a wedding present by Gaia. This shines with the golden radiance of a glorious sunset, which is why the Hesperides are also Sunset Goddesses. No one knew what to do with the golden apples at this point so Athena returned them to the garden where it is said they still remain.These three Nymphs, daughters of Nyx and Erebus, look after the very rare apple tree Golden Immortalitus, not to be confused with Golden Delicious. Upon his return with the apples, Atlas refused to take back his duty, but Hercules tricked him by asking him to hold it for a moment while he adjusted his clothing for a more comfortable position. Atlas had no problem agreeing with this task and set out to retrieve three apples of the the Hesperides. Hercules had asked Atlas to get the apples for him and he would hold the world up for him in the meantime. Once he reached the Garden of the Hesperides, he met Atlas who was holding up the world as punishment for waging war against the Gods. One version of the story states that Heracles wasn't actually the one who stole the golden apples. This was a fascinating article and I thank you for sharing it with us. I do remember though that he had to slay a dragon, but I thought it was a three headed serpent from the sea. I remember studying Greek mythology back in high school but I have to admit that I couldn't remember all twelve of Hercules' labors. 5/27/2023 0 Comments Loanstar home lending reviewsYour motor vehicle title loan will be repayable in substantially equal monthly installments of principal and interest. Minimum and Maximum Loan Term / Monthly Payments Under Virginia law, your loan term cannot be either less than 120 days or more than 12 months. The fair market value is generally based on the loan value for your motor vehicle according to a recognized pricing guide. Maximum Loan Amount: A motor vehicle title lender cannot loan you more than 50% of the fair market value of your motor vehicle. Apart from your motor vehicle and any accessories that are attached to it, the motor vehicle title lender cannot take an interest in any other property you own as security for a motor vehicle title loan. The motor vehicle title lender cannot take an interest in more than one motor vehicle as security for a motor vehicle title loan. The motor vehicle title lender is required to record its lien with the motor vehicle department in the state where your motor vehicle is registered and hold the certificate of title until your loan is repaid or satisfied in full. A motor vehicle title lender is also prohibited from making a motor vehicle title loan to you if (i) you are married to a covered member of the armed forces (ii) you are the child, as defined in 38 USC ∮ 101(4), of a covered member of the armed forces or (iii) more than one-half of your support during the past 180 days was provided by a covered member of the armed forces.Ĭertificate of Title / Other Security Interests: Prior to obtaining a motor vehicle title loan, you will be required to give a motor vehicle title lender the certificate of title for your motor vehicle. If you are (i) on active duty under a call or order that does not specify a period of 30 days or less or (ii) on active guard and reserve duty, then you are a covered member of the armed forces and a motor vehicle title lender is prohibited from making a motor vehicle title loan to you. Prohibition on Loans to Covered Members of the Armed Forces and their Dependents: Virginia law prohibits a motor vehicle title lender from making motor vehicle title loans to covered members of the armed forces and their dependents. Prohibition on Obtaining Loan on Same Day Another Loan was Repaid: Virginia law prohibits a motor vehicle title lender from making a motor vehicle title loan to you on the same day that you repaid or satisfied in full a motor vehicle title loan from either the same motor vehicle title lender or any other motor vehicle title lender conducting a motor vehicle title lending business in Virginia. Prohibition on Obtaining Loan if Motor Vehicle has Existing Lien / One Loan at a Time: Virginia law prohibits a motor vehicle title lender from making a motor vehicle title loan to you if (i) your certificate of title indicates that your motor vehicle is security for another loan or has an existing lien or (ii) you currently have another motor vehicle title loan from either the same motor vehicle title lender or any other motor vehicle title lender conducting a motor vehicle title lending business in Virginia. Notice from Lender: A motor vehicle title lender is required to provide you with a clear and conspicuous printed notice advising you that a motor vehicle title loan is not intended to meet your long-term financial needs that the interest rate on a motor vehicle title loan is high and that if you fail to repay your loan in accordance with your loan agreement, the motor vehicle title lender may repossess and sell your motor vehicle. Alternatives may include among other things less expensive short-term financing from another financial institution, family, or friends, a cash advance on a credit card, or an account with overdraft protection. In General: You are responsible for evaluating whether a motor vehicle title loan is right for you. If you have any questions about motor vehicle title lending or want additional information, you may contact the Virginia State Corporation Commission's Bureau of Financial Institutions toll-free at (800) 552-7945 or on the Internet at. It is designed to advise you of your rights and responsibilities in connection with obtaining a motor vehicle title loan in Virginia under Chapter 22 (∮ 6.2-2200 et seq.) of Title 6.2 of the Code of Virginia. Please take the time to carefully review the information contained in this pamphlet. |